Joanna ensures that our clients receive the best possible service. She will book your appointments and is the first person you should call if you have any questions about the financial planning process. She will ensure that the appropriate member of our team responds to your question or concern. Joanna is experienced in working with clients on complex risk management issues such as company and trust owned insurance needs. Joanna is also knowledgeable about state pension programs such as PERS and TRS having been a teacher and TRS member for the past 7 years. She is a graduate of the University of Alabama at Birmingham.